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Elena R.

Insurance Broker
Financial Services
8 agents

3.1

AIBMM Score

Elena runs an independent insurance agency with 8 agents. Lead qualification was consuming 40% of agent time, and after-hours leads were going cold. Policy renewals were managed with manual reminder systems.

Starting Point: The Struggles

Lead qualification taking 40% of agent time

Policy renewal reminders sent manually

After-hours leads going cold overnight

No system for lead prioritization

The 90-Day Journey

Week 1
Agency-Wide Discovery
Discovery

Elena ran Discovery with all 8 agents contributing. Score of 3.1 reflected their use of AI for research but no automation.

Week 2
Insurance Workflow Analysis
Workflows

Mapped lead intake, qualification, quote comparison, binding, and renewal workflows. Lead qualification had highest priority score.

Week 3
Stage Plan with Coach
Stage Plans

Working with AIBMM Coach, created Stage Plan for 2 Lifts: AI Voice Agent for Lead Intake and Automated Renewal Pipeline.

Weeks 4-7
Voice Agent Development
Lifts

Built AI voice agent to answer calls 24/7, qualify leads with scripted questions, and book appointments. Integrated with CRM.

Week 6
Compliance Review Required
Friction Log

State insurance regulations required disclosure that callers are speaking with AI. Logged as governance friction. Updated scripts.

Weeks 7-10
Renewal Automation
Lifts

Built automated pipeline: 90-day, 60-day, 30-day reminders, quote refresh, and handoff to agent only for at-risk renewals.

Week 11
After-Hours Success
Altimeter

AI voice agent captured 47 qualified leads after-hours in first month. Previously these would have gone to voicemail and been lost.

Week 12
Stage Review with Coach
Checkpoints

Both Lifts graduated. Voice agent scripts and renewal templates captured as patterns. Agent satisfaction up significantly.

Lifts Executed

AI Voice Agent for Lead Intake
Graduated
L2

L3

47 after-hours leads captured/month

Automated Renewal Pipeline
Graduated
L1

L2

95% renewal rate maintained

Friction Encountered & Resolved

Issue

State regulations require AI disclosure to callers

Resolution

Added required disclosure to voice agent scripts

Issue

CRM integration slower than expected

Resolution

Used webhook middleware to bridge systems

Results: By the Numbers

Lead Qualification Time
Before

40 min

After

8 min

80%
After-Hours Lead Capture
Before

0%

After

95%

+95%
Renewal Reminder Compliance
Before

70%

After

98%

+28%

Key Takeaways

AI voice agents are game-changers for lead-dependent businesses

Compliance/governance friction is normal in regulated industries

After-hours automation captures revenue that was previously lost

Agents appreciate automation that handles routine work

What's Next for Elena?

AI-assisted quote comparison, automated policy binding for simple products

Start Your Journey

Elena started exactly where you are. Begin with Discovery to chart your own path.

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